Alaska Personal Injury Lawyers
Helping Clients Handle Insurance Issues

If you or someone you love has been injured, there is a high probability that at least one of the parties that will get involved with the situation is an insurance company.  This could be either the injured party's insurance company, the insurance company of the person or entity that caused the injury or both.  When insurance companies get involved in the aftermaths of incidents that lead to injuries, it can become very difficult for the person who has been injured to properly handle all of the norms and nuances.

As a result of this reality, the Alaska personal injury lawyers at Barber & Sims invite you to peruse the basic list of "Insurance Dos and Don'ts" that should only be used as a reference if you or someone you love has been harmed in an accident.  You'll also find information regarding how you should proceed in order to make sure that you're properly protecting and enforcing your legal rights.

Alaska Insurance Dos and Don'ts

Insurance matters and coverage and liability issues can quickly become extremely complicated for anyone without an insurance or a legal background in the aftermath of an situation that gives rise to the filing of a coverage claim.  Below is a brief overview of what those injured should and should not do in relation to insurance companies that are involved.

Insurance Company Dos

If you have been injured in an accident that led you to incur damages, you should:

1. File a claim with your insurance carrier as soon as possible;
2. Keep a record of all correspondence between you and your insurance company and any correspondence between you and the other party's insurance company;
3. Keep and organize any documents that deal with the incident that led to your injuries, including any police reports, medical records and of course medical bills that are incurred as a result of the incident in question; and
4. Find help from an Alaska personal injury attorney as soon as possible.

Insurance Company Don'ts

Aside from the steps you should take, the following represent examples of what an injured party should not do in relation to insurance companies in the aftermath of an accident that led to damages:

1. Provide statements to any insurance company that's involved;
2. Negotiate a settlement with an insurance adjuster from either insurance company;
3. Make threats of a pending legal action without the assistance of an Alaska personal injury attorney; and
4. Argue your position with any adjuster, administrative board or claim executives of the insurance companies involved.

While these may seem like simple steps to remember, they are critical.  Any evidence you provide to insurance companies could wind up harming your claim without your knowledge.  Everyone must remember that insurance companies are for-profit pursuits, which means that the lower the number and amount of payouts provided, the higher the company's profit margin will be that can be reported to stockholders.  

Alaska Personal Injury Lawyers - How to Proceed

If you or someone you love has been injured in an accident that already does or will involve insurance companies, you should not attempt to handle this situation by yourself.  Instead, contact the Alaska personal injury lawyers at Barber & Sims immediately to schedule a free initial consultation, and the firm will be able to handle any and all communication with these insurance companies on your behalf.  Contact the firm today to get this process started.