Alaska Auto Accidents Lawyers

Alaska Car Accident Lawyers, Helping Those Harmed by Unlicensed Drivers

As is the case in other jurisdictions, Alaska law requires drivers to carry auto insurance.  The reason for this requirement is obvious, as insurance policies help to protect people from extreme and irreversible financial harm when Alaska car accidents occur.  Unfortunately, estimates indicate that as many as 20 percent of drivers in the United States are uninsured.  When someone is injured by an uninsured driver, they may not know how to proceed.  Those in this position should seek the immediate help of experienced Alaska car accident lawyers.  Below are the options available for those who are forced into this position.

File an Alaska Personal Injury Lawsuit against the Other Driver

If someone is injured by an uninsured or even an under-insured motorist in an Alaska car accident, the lack of insurance coverage does not prevent the injured person from pursuing legal remedies directly against that driver.  The injured party can still file an Alaska personal injury lawsuit against the uninsured or under-insured motorist and win a judgment for damages.  Of course, a problem that often arises after a verdict has been rendered is that the victorious plaintiff is unable to recover the funds because the defendant’s net worth is not sufficient.

Pursue Recovery from Your Own Insurance Company

While this type of coverage is not required in Alaska, many drivers choose to spend a few extra dollars per month on their policy to provide themselves with uninsured/under-insured motorist coverage.  This form of specific coverage exists exactly for these situations.  When someone is injured by a driver who does not have sufficient coverage, the injured motorist can pursue a recovery by filing a claim with his or her own insurance company under this form of coverage.

Unfortunately, not all of these claims are approved, and these situations often devolve into situations where the insurance company will deny the claim altogether or offer a settlement that is not fair and equitable when compared to the actual losses suffered by the injured party.  These developments could lead to a need to file an Alaska personal injury lawsuit against that insurance company that would ultimately order them to pay the damages sought.

How Alaska Car Accident Lawyers Can Help

If you or someone you love has been injured in a crash by a driver who does not have insurance or who does not have enough coverage, you still have legal options for recovery.  Seek the help of Alaska car accident lawyers who have been fighting for the rights of the injured for many years.  Contact Barber & Banker today to schedule a free initial consultation.