Alaska Auto Accidents Lawyers

Alaska Car Accident Lawyers, Explaining the Basics of Required Insurance Coverage

Alaska Car Accident Lawyers
Explaining the Basics of Required Insurance Coverage

When an Alaska car accident occurs, two entities that should become involved in the aftermath are the insurance companies of the drivers who were involved in the crash.  Alaska law requires that auto insurance be in place for all drivers and vehicles, but unfortunately not all motorists obey this law.  Below you’ll find some basics regarding the insurance coverage requirements for automobiles in Alaska, but if you or someone you love has been harmed in a crash, you need to seek the help of experienced Alaska car accident attorneys as soon as possible.

Required Auto Insurance Coverage in Alaska

Not only does Alaska law require that all drivers be covered by auto insurance, but there are specific amounts of coverage that must be in place to meet the minimums that the law calls for in regards to motorists.  Specifically, the minimum coverage required for liability insurance is $50,000/$100,000 for bodily injury or death and $25,000 for coverage of property damage.

In addition to the minimums associated with the amount of coverage, there are other laws in place that are meant to provide for ease of solution if an Alaska car accident occurs.  For instance, motorists are required to carry proof of insurance in their vehicles or on their person in case it needs to be produced in the event of an accident.

In addition, any Alaska car accident that results in the bodily injury or death to a person or in property damage of $501 or more, drivers must provide proof of their insurance coverage to the Alaska Division of Motor Vehicles within 15 days of the crash.  If a driver fails to provide proof of such insurance, his or her driver’s license will be suspended for 90 days after the first occurrence and for one year after the second occurrence.  This requirement applies to all drivers involved in an Alaska car accident, regardless of which party is ultimately deemed to be found at fault for the crash.

How Alaska Car Accident Lawyers Can Help

There are a number of issues that can arise in the aftermath of an Alaska car accident that can stall the recovery of damages that would otherwise be rightfully due to someone who was injured in a crash.  These issues can arise in a number of ways, including delay tactics employed by insurance companies or a lack of understanding of how to proceed if a driver who was at fault for an Alaska car accident does not have auto insurance coverage.

If you or someone you love has been harmed in a crash, you need to avoid these problematic technicalities and seek the help of Alaska car accident lawyers who have been helping clients recover justified damages awards for many years.  Contact Barber & Banker today to schedule a free initial consultation.